*{box-sizing:border-box}:root{--forest:#173c2c;--forest2:#245740;--moss:#4b7b5b;--lime:#dfeadf;--sand:#f5f2e9;--ink:#17201b;--muted:#5d6b63;--white:#fff;--line:#dce4de;--warn:#fff8e7;--shadow:0 10px 30px rgba(21,49,36,.10)}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.62}a{color:var(--forest2);text-decoration-thickness:.08em;text-underline-offset:.18em}a:hover{color:#0f2d20}img,svg{max-width:100%}.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.7rem 1rem;z-index:999}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.topbar{background:var(--forest);color:#fff;font-size:.89rem}.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;padding:.38rem 0}.topbar a{color:#fff;text-decoration:none}.wrap{width:min(1160px,calc(100% - 2rem));margin-inline:auto}.nav{display:flex;align-items:center;justify-content:space-between;gap:1.25rem;min-height:74px}.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;color:var(--forest);font-weight:800;letter-spacing:-.02em;font-size:1.18rem}.brand-mark{width:34px;height:34px;border-radius:11px;background:linear-gradient(145deg,var(--forest2),#6d9c74);position:relative;box-shadow:inset 0 -5px 10px rgba(0,0,0,.08)}.brand-mark:before{content:"";position:absolute;left:8px;right:8px;bottom:7px;height:19px;background:#fff;clip-path:polygon(50% 0,66% 28%,58% 28%,78% 58%,66% 58%,91% 100%,9% 100%,34% 58%,22% 58%,42% 28%,34% 28%);border-radius:2px}.nav-links{display:flex;gap:1.1rem;align-items:center}.nav-links a{text-decoration:none;font-weight:650;color:#23362c;font-size:.96rem}.nav-links a:hover{color:var(--forest2)}.nav-cta{background:var(--forest);color:white!important;padding:.63rem .92rem;border-radius:999px}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:.55rem .7rem;font-size:1rem}.hero{background:linear-gradient(135deg,#eef5ef 0%,#fff 46%,#f5f2e9 100%);border-bottom:1px solid var(--line)}.hero .wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:3rem;padding:5.1rem 0 4.5rem;align-items:center}.eyebrow{font-size:.82rem;letter-spacing:.13em;text-transform:uppercase;font-weight:800;color:var(--moss);margin-bottom:.7rem}.hero h1,.page-hero h1{font-size:clamp(2.45rem,6vw,5rem);line-height:.99;letter-spacing:-.055em;margin:.1rem 0 1.2rem;color:#102d21}.hero p{font-size:1.18rem;max-width:760px;color:#43534a}.buttons{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.5rem}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:750;padding:.85rem 1.12rem;border-radius:12px;border:1px solid transparent}.btn-primary{background:var(--forest);color:#fff}.btn-primary:hover{color:#fff;background:#0e2a1e}.btn-secondary{background:#fff;border-color:#b9c9bf;color:var(--forest)}.hero-panel{background:var(--forest);color:#fff;border-radius:24px;padding:1.5rem;box-shadow:var(--shadow)}.hero-panel h2{margin-top:0;font-size:1.25rem}.risk-list{display:grid;gap:.75rem}.risk{display:grid;grid-template-columns:44px 1fr;gap:.75rem;align-items:start;padding:.82rem;background:rgba(255,255,255,.08);border-radius:14px}.risk b{display:block}.risk span{font-size:.9rem;color:#d9e8df}.risk .ico{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.12);display:grid;place-items:center;font-weight:800}.trustline{padding:1rem 0;background:#fff;border-bottom:1px solid var(--line)}.trustline .wrap{display:flex;gap:1rem 2rem;flex-wrap:wrap;justify-content:center;color:#516158;font-size:.92rem}.section{padding:4.4rem 0}.section.alt{background:#f7faf7}.section.sand{background:var(--sand)}.section h2{font-size:clamp(1.8rem,3.7vw,3rem);line-height:1.1;letter-spacing:-.035em;margin:0 0 1rem;color:#153426}.lead{font-size:1.1rem;color:#506057;max-width:830px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.15rem;margin-top:2rem}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.25rem;margin-top:2rem}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.35rem;box-shadow:0 6px 18px rgba(20,50,35,.04)}.card h3{font-size:1.18rem;margin:.15rem 0 .55rem;color:#18382a}.card p{color:#56645c;margin:.4rem 0}.card-link{font-weight:750}.badge{display:inline-block;background:var(--lime);color:#1c4b35;font-weight:800;border-radius:999px;padding:.25rem .55rem;font-size:.78rem}.page-hero{background:linear-gradient(140deg,#edf5ee,#fff);border-bottom:1px solid var(--line)}.page-hero .wrap{padding:3.4rem 0 3rem}.page-hero h1{font-size:clamp(2.2rem,5vw,4.15rem);max-width:1000px}.page-hero p{font-size:1.13rem;color:#4b5b52;max-width:850px}.breadcrumbs{font-size:.86rem;color:#68756e;margin-bottom:1rem}.breadcrumbs a{color:#52685c}.content{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:3rem;padding:3.5rem 0 4.5rem}.article{min-width:0}.article h2{font-size:clamp(1.55rem,3vw,2.25rem);line-height:1.18;margin:2.3rem 0 .8rem;color:#153426}.article h3{font-size:1.25rem;margin:1.65rem 0 .55rem;color:#204331}.article p,.article li{color:#394a40}.article ul,.article ol{padding-left:1.35rem}.article table{width:100%;border-collapse:collapse;margin:1.25rem 0 2rem;font-size:.95rem}.article th,.article td{border:1px solid #dce4de;padding:.72rem;text-align:left;vertical-align:top}.article th{background:#edf4ef;color:#1f4231}.note{border-left:4px solid var(--moss);padding:1rem 1.1rem;background:#f3f8f4;border-radius:0 12px 12px 0;margin:1.3rem 0}.warning{border-left-color:#c5922e;background:var(--warn)}.phase{display:grid;grid-template-columns:72px 1fr;gap:1rem;padding:1.1rem 0;border-bottom:1px solid var(--line)}.phase-no{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:var(--forest);color:#fff;font-weight:800}.sidebar{position:relative}.sidebox{position:sticky;top:105px;border:1px solid var(--line);border-radius:18px;padding:1.2rem;background:#f8fbf8}.sidebox h3{margin-top:0}.sidebox a{display:block;margin:.6rem 0;font-weight:650}.cta-band{background:var(--forest);color:#fff;border-radius:24px;padding:2rem;margin-top:2rem}.cta-band h2{color:#fff;margin-top:0}.cta-band p{color:#deebe3}.cta-band .btn-secondary{border-color:#fff}.faq details{border:1px solid var(--line);border-radius:14px;background:#fff;padding:1rem 1.1rem;margin:.7rem 0}.faq summary{font-weight:750;cursor:pointer;color:#173a2a}.footer{background:#102d21;color:#dbe7df;padding:3.2rem 0 1.5rem}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:2rem}.footer h3,.footer h4{color:#fff}.footer a{color:#dbe7df}.footer small{color:#aebdb4}.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:2rem;padding-top:1.2rem;display:flex;gap:1rem;justify-content:space-between;flex-wrap:wrap}.cookie{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:1000;display:none;max-width:880px;margin:auto;background:#fff;border:1px solid #cfdad3;box-shadow:0 18px 60px rgba(10,35,24,.22);border-radius:18px;padding:1.2rem}.cookie.show{display:block}.cookie-inner{display:grid;grid-template-columns:1fr auto;gap:1rem;align-items:center}.cookie h2{font-size:1.1rem;margin:0 0 .35rem}.cookie p{font-size:.9rem;color:#536159;margin:0}.cookie-actions{display:flex;gap:.55rem;flex-wrap:wrap}.cookie button{border-radius:10px;padding:.7rem .85rem;font-weight:750;cursor:pointer}.cookie-yes,.cookie-no{background:#fff;color:var(--forest);border:1px solid var(--forest);min-width:145px}.cookie-yes:hover,.cookie-no:hover{background:#edf4ef}.cookie a{font-weight:700}.cookie button:focus-visible,.cookie a:focus-visible{outline:3px solid #88a995;outline-offset:2px}.legal-small{font-size:.86rem;color:#68756e}.kpi{font-size:2rem;font-weight:850;color:var(--forest)}@media(max-width:900px){.nav-links{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:1rem;flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}.hero .wrap{grid-template-columns:1fr;padding:3.5rem 0}.content{grid-template-columns:1fr}.sidebar{order:-1}.sidebox{position:static}.grid3{grid-template-columns:1fr}.grid2{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.topbar .wrap{justify-content:center}.topbar .wrap span:first-child{display:none}.hero h1{font-size:2.8rem}.section{padding:3.3rem 0}.footer-grid{grid-template-columns:1fr}.cookie-inner{grid-template-columns:1fr}.article table{display:block;overflow-x:auto}.phase{grid-template-columns:54px 1fr}.brand{font-size:1rem}}
/* V12: Anfrageformulare */
.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;margin:1.6rem 0 2.2rem}.choice-card{border:1px solid var(--line);border-radius:20px;padding:1.5rem;background:#fff;box-shadow:0 6px 18px rgba(20,50,35,.04)}.choice-card h2,.choice-card h3{margin:.1rem 0 .55rem;color:#18382a}.choice-card p{color:#56645c}.choice-card .badge{margin-bottom:.65rem}.form-shell{margin:2rem 0;border:1px solid var(--line);border-radius:22px;background:#fbfdfb;overflow:hidden}.form-intro{padding:1.5rem 1.5rem .4rem}.form-intro h2{margin-top:0}.wv-form{padding:0 1.5rem 1.6rem}.form-step{border:0;border-top:1px solid var(--line);margin:0;padding:1.55rem 0}.form-step:first-of-type{border-top:0}.form-step legend{font-weight:850;color:var(--forest);font-size:1.15rem;padding:0 .5rem 0 0}.step-no{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--forest);color:#fff;font-size:.88rem;margin-right:.45rem}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem 1.1rem;margin-top:1rem}.form-field{display:flex;flex-direction:column;gap:.35rem}.form-field.full{grid-column:1/-1}.form-field label,.group-label{font-weight:720;color:#253b30}.req{color:#8e2c22}.hint{font-size:.83rem;color:#6b786f}.form-field input,.form-field select,.form-field textarea{width:100%;font:inherit;color:var(--ink);background:#fff;border:1px solid #aebdb4;border-radius:10px;padding:.76rem .8rem}.form-field textarea{min-height:120px;resize:vertical}.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:3px solid #c6ddce;outline-offset:1px;border-color:var(--forest2)}.checks{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.55rem .9rem;margin-top:.55rem}.check{display:flex;align-items:flex-start;gap:.55rem;color:#394a40}.check input[type="checkbox"]{width:1.15rem;height:1.15rem;min-width:1.15rem;flex:0 0 1.15rem;margin:.18rem 0 0;padding:0;accent-color:var(--forest)}.form-legal{font-size:.9rem;color:#59675f;background:#f1f6f2;border-radius:12px;padding:1rem;margin:1rem 0}.form-actions{display:flex;flex-wrap:wrap;align-items:center;gap:1rem}.form-actions button{font:inherit;cursor:pointer}.hp-field{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.form-error{border-left:4px solid #a43d32;background:#fff1ef;padding:1rem 1.1rem;border-radius:0 12px 12px 0}.status-card{max-width:760px;margin:2rem auto;border:1px solid var(--line);border-radius:22px;padding:2rem;background:#fff;box-shadow:var(--shadow)}.status-card h1{color:var(--forest);line-height:1.1}.small-print{font-size:.84rem;color:#68756e}@media(max-width:760px){.choice-grid,.form-grid,.checks{grid-template-columns:1fr}.form-field.full{grid-column:auto}.wv-form,.form-intro{padding-left:1rem;padding-right:1rem}}

/* eKomi trust signal: visible customer-rating reference; deliberately no AggregateRating review markup for the agency */
.ekomi-trust{background:#f7faf7;border-bottom:1px solid var(--line);padding:.9rem 0}.ekomi-trust-link{display:grid;grid-template-columns:auto 1fr auto;gap:.9rem 1.1rem;align-items:center;text-decoration:none;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:16px;padding:.9rem 1rem;box-shadow:0 5px 16px rgba(20,50,35,.04)}.ekomi-trust-link:hover{border-color:#b9c9bf}.ekomi-stars,.ekomi-footer-stars{letter-spacing:.08em;color:#b57d09;font-weight:850}.ekomi-stars{font-size:1.18rem;white-space:nowrap}.ekomi-trust-copy{display:flex;flex-direction:column;gap:.12rem}.ekomi-trust-copy strong{color:#18382a}.ekomi-trust-copy small{color:#68756e;font-size:.8rem}.ekomi-trust-cta{font-weight:750;color:var(--forest);white-space:nowrap}.ekomi-footer{margin:.9rem 0 0}.ekomi-footer a{text-decoration:none}.ekomi-footer strong{color:#fff}.ekomi-footer small{font-size:.76rem}@media(max-width:700px){.ekomi-trust-link{grid-template-columns:1fr}.ekomi-trust-cta{white-space:normal}.ekomi-stars{font-size:1.08rem}}

/* V13 visual relaunch – based on approved homepage concept */
:root{
  --forest:#123f2f;
  --forest-deep:#0b3023;
  --forest-soft:#eaf2ed;
  --gold:#c79a4a;
  --gold-dark:#a97829;
  --cream:#f7f2e8;
  --ink:#18251e;
  --muted:#5d6c63;
  --line:#dfe6e1;
  --shadow:0 14px 38px rgba(12,48,35,.10);
}
body{background:#fff;color:var(--ink)}
h1,h2,h3,.brand{font-family:Georgia,"Times New Roman",serif}
.site-header{position:sticky;top:0;background:rgba(255,255,255,.98);box-shadow:0 3px 18px rgba(12,48,35,.07);border-bottom:0}
.topbar{background:var(--forest-deep);font-size:.82rem;letter-spacing:.01em}
.topbar .wrap{padding:.32rem 0}
.nav{min-height:72px}
.brand{font-size:1.42rem;font-weight:700;letter-spacing:-.025em}
.brand-mark{width:42px;height:42px;border-radius:50%;background:transparent;box-shadow:none;border:2px solid var(--forest)}
.brand-mark:before{left:8px;right:8px;bottom:8px;height:23px;background:var(--forest)}
.nav-links{gap:1.28rem}
.nav-links a{font-weight:650;font-size:.93rem}
.nav-cta{background:var(--gold);color:#fff!important;border-radius:7px;padding:.72rem 1.05rem;box-shadow:0 5px 14px rgba(169,120,41,.18)}
.nav-cta:hover{background:var(--gold-dark)!important}

.hero{position:relative;overflow:hidden;background:linear-gradient(90deg,var(--forest-deep) 0%,#174d39 58%,#224f3c 100%);border:0;color:#fff}
.hero .wrap{grid-template-columns:minmax(0,1.2fr) minmax(320px,.8fr);gap:0;padding:0;min-height:500px;align-items:stretch}
.hero-copy{padding:4.7rem 3rem 4.5rem 0;display:flex;flex-direction:column;justify-content:center;position:relative;z-index:2}
.hero .eyebrow{color:#e3c487}
.hero h1{font-size:clamp(2.7rem,5.4vw,4.75rem);line-height:1.02;letter-spacing:-.045em;color:#fff;max-width:790px;margin:.2rem 0 1.15rem}
.hero p{font-size:1.08rem;line-height:1.58;color:#e9f0ec;max-width:700px;margin:0}
.hero .btn-primary{background:var(--gold);color:#fff;box-shadow:0 8px 20px rgba(0,0,0,.14)}
.hero .btn-primary:hover{background:var(--gold-dark)}
.hero .btn-secondary{background:rgba(13,48,35,.42);border-color:rgba(255,255,255,.72);color:#fff}
.hero .btn-secondary:hover{background:rgba(255,255,255,.12);color:#fff}
.hero-visual{min-height:500px;background-image:linear-gradient(90deg,rgba(18,63,47,.58) 0%,rgba(18,63,47,.05) 28%),url('/assets/images/hero.webp');background-size:cover;background-position:center;position:relative}
.hero-visual:after{content:"Wald schützen. Werte erhalten.";position:absolute;right:1.4rem;bottom:1.4rem;max-width:210px;padding:.8rem 1rem;background:rgba(14,56,41,.88);border-left:3px solid var(--gold);font-family:Georgia,"Times New Roman",serif;font-weight:700;font-size:1.02rem;color:#fff}

.trustline{padding:0;background:#fff;border-bottom:1px solid var(--line)}
.trustline .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0;max-width:1160px}
.trust-item{display:grid;grid-template-columns:42px 1fr;gap:.72rem;align-items:center;padding:1.02rem 1rem;border-right:1px solid var(--line);color:var(--ink);justify-content:stretch}
.trust-item:last-child{border-right:0}
.trust-icon{width:36px;height:36px;border-radius:50%;background:var(--forest-soft);color:var(--forest);display:grid;place-items:center;font-weight:850;font-size:1.05rem}
.trust-item strong{display:block;font-size:.9rem;line-height:1.25}
.trust-item small{display:block;color:#6b776f;font-size:.76rem;margin-top:.12rem;line-height:1.3}

.ekomi-trust{display:none}
.section{padding:4rem 0}
.section h2{font-family:Georgia,"Times New Roman",serif;letter-spacing:-.025em}
.home-section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:2rem;margin-bottom:1.4rem}
.home-section-heading p{max-width:650px;margin:0;color:var(--muted)}
.home-section-heading h2{margin:0;font-size:clamp(2rem,3.7vw,3rem)}

.home-risk-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.15rem}
.risk-card{overflow:hidden;border:1px solid var(--line);border-radius:10px;background:#fff;box-shadow:0 7px 22px rgba(12,48,35,.06);transition:transform .18s ease,box-shadow .18s ease}
.risk-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.risk-card img{display:block;width:100%;height:178px;object-fit:cover;object-position:center}
.risk-card-body{padding:1.25rem 1.25rem 1.35rem;position:relative}
.risk-chip{position:absolute;top:-19px;left:1.15rem;background:var(--gold);color:#fff;border:4px solid #fff;border-radius:999px;padding:.34rem .75rem;font-size:.76rem;font-weight:850;text-transform:uppercase;letter-spacing:.06em}
.risk-card h3{font-size:1.42rem;margin:.25rem 0 .55rem;color:var(--forest-deep)}
.risk-card p{font-size:.95rem;line-height:1.55;color:var(--muted);margin:0 0 .8rem}
.risk-card a{font-weight:800;text-decoration:none;border-bottom:1px solid #97aa9d}

.infographic-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
.info-panel{border-radius:12px;padding:1.6rem;background:linear-gradient(135deg,#edf4ef,#f8fbf9);border:1px solid #dce7df}
.info-panel.fire{background:linear-gradient(135deg,#f9f3e7,#fffaf1);border-color:#ebdfc8}
.info-panel .eyebrow{margin-bottom:.4rem}
.info-panel h2{font-size:1.75rem;margin:.1rem 0 .45rem}
.info-panel>p{margin-top:0;color:var(--muted)}
.model-grid{display:grid;grid-template-columns:1fr 1fr;gap:.85rem;margin-top:1.2rem}
.model-card{background:#fff;border:1px solid rgba(24,74,53,.12);border-radius:9px;padding:1rem}
.model-symbol{font-family:Georgia,"Times New Roman",serif;font-size:2rem;font-weight:800;color:var(--gold-dark);line-height:1;margin-bottom:.55rem}
.model-card h3{font-size:1.05rem;margin:.15rem 0 .45rem}
.model-card ul{padding-left:1.05rem;margin:.5rem 0 0;color:var(--muted);font-size:.88rem}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem;margin-top:1.2rem}
.benefit{background:rgba(255,255,255,.75);border-right:1px solid #e9ddc4;padding:.7rem .85rem}
.benefit:last-child{border-right:0}
.benefit-symbol{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:#fff1d4;color:var(--gold-dark);font-weight:900;margin-bottom:.6rem}
.benefit strong{display:block;line-height:1.3;color:var(--forest-deep)}
.benefit small{display:block;color:var(--muted);margin-top:.35rem;line-height:1.45}

.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.guide-card{display:grid;grid-template-columns:112px 1fr;overflow:hidden;border:1px solid var(--line);border-radius:9px;background:#fff;text-decoration:none;color:var(--ink)}
.guide-card:hover{box-shadow:0 8px 22px rgba(12,48,35,.08);color:var(--ink)}
.guide-card img{width:112px;height:100%;min-height:120px;object-fit:cover}
.guide-card div{padding:1rem}
.guide-card h3{font-size:1.03rem;margin:0 0 .35rem}
.guide-card p{font-size:.84rem;color:var(--muted);margin:0 0 .35rem;line-height:1.42}
.guide-card span{font-size:.82rem;font-weight:800;color:var(--forest)}

.page-hero{position:relative;overflow:hidden;background:linear-gradient(90deg,#edf4ef 0%,#f9fbf9 68%,#eef4ef 100%);border-bottom:1px solid var(--line)}
.page-hero:after{content:"";position:absolute;right:0;top:0;width:28%;height:100%;background:linear-gradient(90deg,rgba(249,251,249,1),rgba(249,251,249,.16)),url('/assets/images/page.webp') center/cover no-repeat;opacity:.72}
.page-hero .wrap{position:relative;z-index:2;padding:3.2rem 0 3rem}
.page-hero h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.25rem,4.7vw,4rem);letter-spacing:-.038em;max-width:940px}
.page-hero p{max-width:780px}
.breadcrumbs{font-size:.8rem;text-transform:uppercase;letter-spacing:.04em}

.card,.choice-card,.form-shell,.sidebox,.faq details,.status-card{border-radius:10px;box-shadow:0 5px 18px rgba(12,48,35,.04)}
.btn{border-radius:7px;padding:.82rem 1.15rem}
.btn-primary{background:var(--forest)}
.btn-secondary{border-color:#aebdb4}
.badge{background:#edf3ee;color:var(--forest);border-radius:999px}
.sidebox{background:#f7faf8;border-top:4px solid var(--gold)}
.cta-band{border-radius:12px;background:linear-gradient(135deg,var(--forest-deep),var(--forest));box-shadow:var(--shadow)}
.form-step legend{font-family:Georgia,"Times New Roman",serif}

.footer{background:var(--forest-deep);padding:3.5rem 0 1.2rem;border-top:5px solid #c0954d}
.footer .brand{font-size:1.3rem}
.footer-grid{gap:2.4rem}
.footer-bottom{font-size:.85rem}

@media(max-width:900px){
  .hero .wrap{grid-template-columns:1fr;min-height:auto}
  .hero-copy{padding:3.4rem 0 2.4rem}
  .hero-visual{min-height:330px;border-radius:10px 10px 0 0}
  .trustline .wrap{grid-template-columns:1fr 1fr}
  .trust-item:nth-child(2){border-right:0}
  .trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .home-risk-grid,.guide-grid{grid-template-columns:1fr}
  .infographic-grid{grid-template-columns:1fr}
  .page-hero:after{width:42%;opacity:.35}
}
@media(max-width:620px){
  .brand{font-size:1.12rem}.brand-mark{width:36px;height:36px}
  .hero h1{font-size:2.65rem}.hero-copy{padding-top:2.8rem}
  .hero-visual{min-height:260px}
  .trustline .wrap{grid-template-columns:1fr}
  .trust-item{border-right:0;border-bottom:1px solid var(--line)}
  .trust-item:last-child{border-bottom:0}
  .model-grid,.benefit-grid{grid-template-columns:1fr}
  .benefit{border-right:0;border-bottom:1px solid #e9ddc4}.benefit:last-child{border-bottom:0}
  .guide-card{grid-template-columns:92px 1fr}.guide-card img{width:92px;min-height:115px}
  .page-hero:after{display:none}
}

/* V13.1 – Originalfotos der früheren Waldversicherung.com-Seite.
   Bilder werden niemals gestreckt, sondern proportional beschnitten. */
.hero-visual{background-position:center 52%}
.risk-card img{aspect-ratio:1024/683;object-fit:cover;object-position:center;image-rendering:auto}
.risk-card img.photo-fire{object-position:center 55%}
.risk-card img.photo-storm{object-position:center 52%}
.risk-card img.photo-liability{object-position:center 50%}
.guide-card-text{grid-template-columns:1fr}
.guide-card-text div{padding:1.15rem 1.2rem}
@media(max-width:900px){.risk-card img{height:210px}}
@media(max-width:600px){.risk-card img{height:190px}.guide-card-text{grid-template-columns:1fr}}

/* V13.2 – lokal neu codierte Fotos aus den bereitgestellten Aufnahmen.
   Keine externen Inhaltsbilder; WebP ohne EXIF/Metadaten, proportional zugeschnitten. */
.hero-visual{
  background-image:linear-gradient(90deg,rgba(18,63,47,.58) 0%,rgba(18,63,47,.05) 28%),url('/assets/images/hero.webp');
  background-size:cover;
  background-position:center 50%;
}
.page-hero:after{
  background:linear-gradient(90deg,rgba(249,251,249,1),rgba(249,251,249,.16)),url('/assets/images/page.webp') center/cover no-repeat;
}
.risk-card img.photo-real{
  width:100%;
  height:178px;
  aspect-ratio:800/533;
  object-fit:cover;
  object-position:center;
}
.guide-card img{
  object-fit:cover;
  object-position:center;
}
@media(max-width:900px){.risk-card img.photo-real{height:210px}}
@media(max-width:600px){.risk-card img.photo-real{height:190px}}